Seven frugal things I’ve done so far this month
Note: I am not cheap. I am not broke. I am not rich. I am none of these extremes. Nor am I too lazy to change out of my pajamas…
When ‘Murphy’ Comes to Visit – How to Kick Him in the Nuts, Stand Your Ground and Win
* Murphy’s law: “Anything that can go wrong, will go wrong”. Who hasn’t had a visit from that ‘ol bastard Murphy just when things are going well, looking up, or,…