Money Woes Lead to Money, Whoa! – The Results

A week has passed. Here’s a breakdown of how the ‘no-spend, no-shop’ week went:

Monday

Spent entire $30 budget (plus $0.76 on yogurt, raspberries, milk, eggs, shortening and sugar). Hmmmm. This is not awesome. Will have to make it last and make it work. I know I can do it. Best I stay in the house as much as possible.

Ran all errands first thing in the morning. Returned an online shopping purchase that was not suitable (free, paid-for returns = zero cost to me), picked up above-noted bits and pieces and delivered something to one of the children’s schools. Then home again and stayed put.

While at home, I dug out the glue gun and repaired the kids’ bathroom hand mirror that had fallen apart months ago and as been sitting collecting dust, waiting for me to fix. Done! Made beef stew in the pressure cooker while the vegetarian chilli cooked in the slow cooker, both made with ingredients entirely on hand (no spending!).

Worked in my office, paying bills, updating various projects and compiling various items to sell and items to donate.

In the evening, I had to attend a parents’ meeting for one of the kids sports teams, so a trip to Sutton was necessary (darn!).

Overall, Monday was a win.

Tuesday

Did not drive anywhere = no gas used (yay!).

Hung the laundry to dry from the night before.

Made tacos for dinner, using tortillas from the freezer rather making fresh (preventing freezer burn = no waste = yay!).

Sold two items on Varagesale (budget booster!).

Purchased a few Christmas presents online, budgeted for and free shipping.

The weather cleared up in the afternoon, so I went for a walk. A half-hour out of the house and in the open air was good for my soul (no monetary savings, but great gains for my mental health!).

Hanging laundry and weeping willows. Same, but different.

Wednesday

Followed the menu plan, used the slow cooker and added rice for my non-potato eater. All lunches were made at home (x6).

Volunteered at one of the kids’ schools, so had to use the car. While out, also picked up much needed UV light bulb for the water treatment system. This was a budgeted for purchase.

Logged onto the library website to confirm due dates for our borrowed items to ensure no overdue fees will be incurred.

Thursday

This is always a high car-usage day. Tutoring, soccer, yoga (Miss M, not I), so my limited use of the vehicle was blown to bits today. I did however make everyone lunch and dinner, (well, I provided leftovers, since our fridge was over-flowing with them so it seemed less than thrifty to prepare yet another meal when we were so well situated for a ‘choose your own adventure’ meal night).

As always, I didn’t use the clothes dryer and hung the clothes to dry (or hanged? I don’t know, I didn’t kill them, I just dried them. Sigh. Whatever).

Overall, spending is at a all-time (ok, recent) low although I am BEYOND annoyed that the  printer ink that I ordered last week (before this spending freeze) has been held hostage by Canada Post for the entire week now. And before you ask, I did send (maybe a snarky) Tweet to CP requesting my inks release. This was my follow-up Tweet:

Annnnnnnd, no replies. Go figure. No answer to go with my no ink situation.

Friday

Jumped in the minivan to attend the Remembrance Day assembly at one of my smalls’ schools. So glad that I could be there, but it chokes me up every single time. I guess that’s a good thing, proves my heart has not yet turned completely to stone.

Did NOT follow the meal plan today (although I pulled everything out of the freezer in time to do so). Mr. KB came home WAY early from work (fire in one of the adjoining offices – all was fine, no worries) and suggested (or perhaps just said) “pizza?” And I jumped on that like it was the last train to Clarksville and said “I’ll order!” Frugal challenge FAIL. But oh so delicious in my belly, nom nom, so = WIN?

Saturday

Back on track(ish). Made dinner (used Friday night’s plan) WIN!

But…

Also headed out afterwards to pick up eggs, Diet Pepsi (stop judging me), and butter – damn you Shoppers Drug Mart and your “One Day Only” sales. Either I spent on Saturday, or spent almost $7.00 more buying the exact same items on Monday. So, I justified the heck out of it and spent the money. Still though, used two free product coupons, so the total was under $19.00. I have decided to call it a ‘winnish’ and just give myself permission to live my life.

Used the minivan twice today, once to Mass and once for my rogue shopping trip. Could have combined the trips into one (heading to SDM after church), but the children were acting particularly punchy and kicky, so decided it was probably best to feed them sooner rather than later (4:00pm Mass means we’re close to dinner time when we get home). Survival of the small people = WIN Cost of that survival = Extra trip out in vehicle.

Sunday

Mr. KB came up with the awesome idea of taking the kids up to Orillia to walk the boardwalk and explore. It was chilly but such a nice day to be out. Then he treated us to lunch (so I didn’t hurt the budget – yay!).

My smalls failing at being small but winning at being strong, smart and caring humans. 4/5 of my ❤️

After that, it was home to work around the house and bake some goodies for the week’s lunch prep. Also, made dinner using up the rest of our chicken and potato leftovers, along with some frozen veggies with a side of baking powder biscuits, we had a pseudo-chicken pot pie.

Conclusion

While I did manage to reduce our weekly shopping greatly, I did exceed my $30 goal. That said, between not needing to gas up the minivan and not spending $200 on groceries, I feel really good about how much I was able to help our budget. This week, I will need to replenish some of our fresh food options, since we are starting to run perilously low on apples (since the kids tend to go through approximately 24 pounds of them a week, including core weight, lol). I will also continue to use what we have on-hand, in the freezer and find creative ways to ensure that our food waste continues to be as low as possible.

While not using the clothes dryer is a bit of a pain, I know that I will see the savings on our next hydro bill from not running it six times a week (although always during off-peak times, it still really adds up).

Next, I think I may try to cut back on the dishwasher to every other night and wash the dishes by hand on the ‘off’ night. I know that it will save a ton of water and an hour of running the dishwasher and hot water heater (the ‘normal’ cycle takes an hour in this ancient machine). Bottom line, there is still work for me to do in order to tweak and boost and stretch the budget. 💁🏼‍♀️

~A.

P.S. Join me on Facebook, Instagram and Twitter. Sometimes, I post info, ideas or photos everywhere, and other gems (and duds) only get posted in one place. Some things are totally worth skipping, occasionally there are things well-worth sharing. Either way, I’m happy for the company (as long as we can both stay in our own homes, in our jammies, with no actual face-to-face contact. #IntrovertProblems). Please feel free to like, comment on and share any post, for any reason, including blind rage and mockery.

 

Money Woes Lead to Money, Whoa!

Yes, I’m exaggerating. I don’t have actual money ‘woes’ (bills are paid, everyone is well-fed, clothed, entertained and the future is being saved for) but I did notice that some of my budget categories are climbing a lot faster than I can juggle the money around make them all happy again. So, in the grande scheme of woes, this is a small one, I’ll admit, but it causes me stress so I’m pumping the brakes and saying “whoa!” to the spending.

Of course, right before Christmas is a wonderful time to stop spending, that I realize, but with climbing food prices, gas prices and growing children, I think it’s time to revisit my days of yore when needs and wants were very clearly defined and gratification was delayed in the name of frugality.

This week is now a “no shopping/out of pocket spending” week. There are regular bills that need to be paid and I have allowed $30 for fresh produce and milk (if we run out), but nothing else. All meals will be prepared at home using what I have on-hand and I have already worked out the menu for the week (posted below). Between the gas savings and the grocery/household purchase savings, I think that we should (conservatively) save around $250 just by staying out of the grocery store, taking fewer trips in the minivan and using up some of the stockpile in the freezer.

I have also implemented a few other cost-savings strategies. I have set up our drying rack, so the clothes dryer has already been dormant all week (save for once, yesterday, when I did use it to dry a comforter cover that is too large for the rack). Our dryer is 21 years-old, so you know it’s a hydro hog. I also decided a while back, to stop spending the big bucks are ready-to-eat baby carrots and bought a few big bags of regular carrots (at a fraction of the price). Peeled and chopped, the kids will eat them in their school lunches just as happily as they ate the pricier ones. Taking advantage of all of the various berry sales, price matching (and coupling them with Driscoll’s coupons) has also helped to procure fresh produce for far less.

I admit to having hit the ‘Easy Button’ for dinner a little too often in the past couple of months, but I’ve tossed that button out the window now and have a solid plan in place (the plan mostly involves me not being a lazy numpty and making ALL of our meals, pretty sophisticated plan, yes?).

Dinner Menu Plan (including vegetarian options)

Sunday – Pasta with vodka sauce and garlic bread
Monday – Beef stew and vegetarian chili
Tuesday – Tacos and taco salad w/o meat
Wednesday – Chicken, potatoes,  peas and corn
Thursday – Tuna casserole
Friday – Burgers (choice of beef or black bean patties), fries and veggies
Saturday – Pizza and panzerotti night
Sunday – Spaghetti with garlic bread

Lunches are always homemade, various sandwiches, bagels, cereals, salads or last night’s leftovers. Yogurt, fresh fruit and vegetables and applesauce (and whatever Halloween candy the kids have managed to hold on to – lol!) are included for snacks.

So, this week started yesterday (Sunday) and will end next Sunday. I’ll post the update on Monday (even if I fail miserably) and I will be sure to include the other cost-cutting measures that I remember or figure out to try throughout the week and whether or not any of these measures resulted in any savings (real or imagined).

~A.

P.S. Join me on Facebook, Instagram and Twitter. Sometimes, I post info, ideas or photos everywhere, and other gems (and duds) only get posted in one place. Some things are totally worth skipping, occasionally there are things well-worth sharing. Either way, I’m happy for the company (as long as we can both stay in our own homes, in our jammies, with no actual face-to-face contact. #IntrovertProblems). Please feel free to like, comment on and share any post, for any reason, including blind rage and mockery.