Money Woes Lead to Money, Whoa!

Yes, I’m exaggerating. I don’t have actual money ‘woes’ (bills are paid, everyone is well-fed, clothed, entertained and the future is being saved for) but I did notice that some of my budget categories are climbing a lot faster than I can juggle the money around make them all happy again. So, in the grande scheme of woes, this is a small one, I’ll admit, but it causes me stress so I’m pumping the brakes and saying “whoa!” to the spending.

Of course, right before Christmas is a wonderful time to stop spending, that I realize, but with climbing food prices, gas prices and growing children, I think it’s time to revisit my days of yore when needs and wants were very clearly defined and gratification was delayed in the name of frugality.

This week is now a “no shopping/out of pocket spending” week. There are regular bills that need to be paid and I have allowed $30 for fresh produce and milk (if we run out), but nothing else. All meals will be prepared at home using what I have on-hand and I have already worked out the menu for the week (posted below). Between the gas savings and the grocery/household purchase savings, I think that we should (conservatively) save around $250 just by staying out of the grocery store, taking fewer trips in the minivan and using up some of the stockpile in the freezer.

I have also implemented a few other cost-savings strategies. I have set up our drying rack, so the clothes dryer has already been dormant all week (save for once, yesterday, when I did use it to dry a comforter cover that is too large for the rack). Our dryer is 21 years-old, so you know it’s a hydro hog. I also decided a while back, to stop spending the big bucks are ready-to-eat baby carrots and bought a few big bags of regular carrots (at a fraction of the price). Peeled and chopped, the kids will eat them in their school lunches just as happily as they ate the pricier ones. Taking advantage of all of the various berry sales, price matching (and coupling them with Driscoll’s coupons) has also helped to procure fresh produce for far less.

I admit to having hit the ‘Easy Button’ for dinner a little too often in the past couple of months, but I’ve tossed that button out the window now and have a solid plan in place (the plan mostly involves me not being a lazy numpty and making ALL of our meals, pretty sophisticated plan, yes?).

Dinner Menu Plan (including vegetarian options)

Sunday – Pasta with vodka sauce and garlic bread
Monday – Beef stew and vegetarian chili
Tuesday – Tacos and taco salad w/o meat
Wednesday – Chicken, potatoes,  peas and corn
Thursday – Tuna casserole
Friday – Burgers (choice of beef or black bean patties), fries and veggies
Saturday – Pizza and panzerotti night
Sunday – Spaghetti with garlic bread

Lunches are always homemade, various sandwiches, bagels, cereals, salads or last night’s leftovers. Yogurt, fresh fruit and vegetables and applesauce (and whatever Halloween candy the kids have managed to hold on to – lol!) are included for snacks.

So, this week started yesterday (Sunday) and will end next Sunday. I’ll post the update on Monday (even if I fail miserably) and I will be sure to include the other cost-cutting measures that I remember or figure out to try throughout the week and whether or not any of these measures resulted in any savings (real or imagined).

~A.

P.S. Join me on Facebook, Instagram and Twitter. Sometimes, I post info, ideas or photos everywhere, and other gems (and duds) only get posted in one place. Some things are totally worth skipping, occasionally there are things well-worth sharing. Either way, I’m happy for the company (as long as we can both stay in our own homes, in our jammies, with no actual face-to-face contact. #IntrovertProblems). Please feel free to like, comment on and share any post, for any reason, including blind rage and mockery.

 

 

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